Factoring Services in USA

Accelerate your cash flow and fuel business growth with strategic factoring solutions

Our Factoring Solutions

Comprehensive factoring services designed for manufacturing and industrial businesses

Accounts Receivable Factoring

Convert your outstanding invoices into immediate cash, improving cash flow and enabling faster business growth without taking on debt.

Invoice Factoring

Get paid immediately for your invoices, eliminating the wait for customer payments and maintaining steady cash flow for operations.

Manufacturing Factoring

Specialized factoring solutions for manufacturing companies, understanding the unique cash flow challenges of the industry.

Fast Funding

Receive funding within 24-48 hours of invoice submission, ensuring you have the capital needed to meet operational demands.

Credit Protection

Protect your business from customer non-payment with credit protection services, reducing financial risk and ensuring stability.

Flexible Terms

Customizable factoring agreements tailored to your business needs, with flexible terms and competitive rates for long-term partnerships.

Factoring Plans & Pricing

Choose the plan that best fits your business needs

Starter
2.5%
per invoice
  • Up to $50K monthly volume
  • 80% advance rate
  • 24-48 hour funding
  • Email support
  • Basic reporting
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Enterprise
Custom
negotiated rates
  • $250K+ monthly volume
  • 90%+ advance rate
  • Same-day funding
  • Dedicated account manager
  • Custom reporting
  • Full credit protection
  • API integration
Contact Sales

Factoring vs Traditional Financing

Compare factoring with other financing options

Feature Factoring Bank Loan Line of Credit
Approval Time 24-48 hours 2-4 weeks 1-2 weeks
Credit Check Customer credit checked Your credit checked Your credit checked
Debt on Balance Sheet No Yes Yes
Collateral Required No Yes Yes
Flexible Terms Yes No Yes
Grows with Sales Yes No Yes

Why Choose Our Factoring Services

Improved Cash Flow

Transform slow-paying receivables into immediate working capital, ensuring you have funds available for payroll, inventory, and expansion.

No Debt Accumulation

Factoring is not a loan - it's the sale of your receivables, so it doesn't add debt to your balance sheet or affect your credit rating.

Focus on Growth

With improved cash flow, focus on growing your business, taking on new projects, and expanding operations without financial constraints.

Expert Support

Work with experienced factoring professionals who understand manufacturing and industrial businesses, providing personalized service and support.

Frequently Asked Questions - Factoring

Common questions about our factoring services

What is invoice factoring and how does it work?

Invoice factoring is a financial service where you sell your accounts receivable (invoices) to a factoring company at a discount. The factoring company advances you a percentage of the invoice value immediately (typically 80-95%), collects payment from your customer, and then pays you the remaining balance minus their fee. This provides immediate cash flow without taking on debt.

How much does factoring cost?

Factoring fees typically range from 1.5% to 5% of the invoice value, depending on factors such as invoice volume, customer creditworthiness, payment terms, and industry. Our rates are competitive and transparent, with no hidden fees. Contact us for a personalized quote based on your specific needs.

Will my customers know I'm using factoring?

In most cases, yes. With recourse factoring, the factoring company typically collects directly from your customers. However, many businesses find that professional collection actually improves customer relationships. We also offer non-recourse factoring options where we handle collections discreetly. We can discuss the best approach for your business.

What types of businesses can use factoring?

Factoring is ideal for B2B businesses that invoice other businesses, particularly those with slow-paying customers (30-90 day payment terms). Manufacturing companies, distributors, staffing agencies, and service providers are common users. We specialize in serving manufacturing and industrial businesses.

Is there a minimum invoice amount or volume requirement?

Minimum requirements vary by plan. Our Starter plan accepts invoices as low as $1,000 with monthly volumes starting at $10,000. Higher volume plans offer better rates and more features. We can work with businesses of all sizes - contact us to discuss your specific situation.

Client Testimonials

See what our factoring clients say about our services

★★★★★

Factoring has been a lifesaver for our cash flow. We can now take on larger contracts without worrying about payment delays. The team is professional and the process is seamless.

James Thompson
Owner, Precision Components Inc
★★★★★

We've been using their factoring services for over two years. The funding is fast, rates are competitive, and the customer service is exceptional. Highly recommend!

Lisa Rodriguez
CFO, Manufacturing Solutions Group
★★★★★

The factoring service allowed us to grow our business without taking on debt. We've increased our production capacity by 50% thanks to improved cash flow.

Mark Stevens
President, Industrial Equipment Co

How It Works

1. Submit Invoices

Submit your outstanding invoices to us through our secure online platform or traditional methods.

2. Quick Verification

We verify your invoices and customer creditworthiness, typically within 24 hours.

3. Receive Funding

Get funded immediately - typically 80-95% of invoice value within 24-48 hours of approval.

4. Customer Payment

Your customer pays us directly, and you receive the remaining balance minus our fee.

Ready to Improve Your Cash Flow?

Contact us today to learn how our factoring services can accelerate your business growth.

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